Ten years ago, it used to take forever to get a personal loan or a line of credit in India. Now, due to fintech advancements, you can apply for a loan on your phone. The funds often reach your account within hours. Digital lending now opens up credit like never before, enabling millions of Indians to cover emergency needs such as medical bills, weddings, or home maintenance. https://moneybuddha.in/blog/hidden-charges-in-online-loans-money-buddha-transparency/