"Borrowing by small businesses is not a lucky event, lenders charge based on risk, and when and whom you borrow from influences the interest rate you pay. Begin by requesting your credit report and score: fix any mistakes, challenge old entries, and work on small balances. The decrease in credit use and the correction of errors can lead to better deals within weeks rather than months.... https://www.biz2credit.com/business-loan/tips-get-loan-better-interest-rates